Lexikam Senior Insurance
Senior Life Insurance Products!
Don't Leave Your Loved Ones With A Burden!
Final Expense Burial Insurance!
Final expense burial insurance is a type of life insurance designed to cover the costs associated with end-of-life expenses, such as funeral and burial costs. This insurance helps alleviate the financial burden on loved ones during a difficult time, ensuring that expenses like caskets, memorial services, and other related fees are covered. Typically, final expense policies are easier to qualify for, with lower coverage amounts, making them accessible for seniors and individuals with health concerns. Overall, it's a practical way to provide peace of mind for both the policyholder and their family.
Medicare Advantage/Supplements!
Medicare supplements, also known as Medigap, are insurance plans that help cover out-of-pocket costs not covered by Original Medicare, such as copayments, deductibles, and coinsurance. These plans offer seniors more predictable healthcare expenses and peace of mind.
Medicare Advantage, on the other hand, is an all-in-one alternative to Original Medicare that includes Medicare Part A (hospital insurance) and Part B (medical insurance) while often adding extra benefits like vision, dental, and wellness programs. Medicare Advantage plans typically have lower premiums and may offer additional services, making them an attractive option for many seniors.
Both options help seniors manage healthcare costs, ensuring they receive necessary medical care without financial strain.
